Privacy Notice for Harris Elevated Insurance Solutions LLC

This document outlines how Harris Elevated Insurance Solutions LLC manages, utilizes, and discloses Your details when You utilize Our Service. It also provides insights into Your rights regarding privacy and the legal safeguards in place.

By accessing and using the Service, You consent to the gathering and utilization of Your data as outlined in this Privacy Policy document.

Understanding the Terms

Capitalized terms in this document have specific meanings. These meanings remain consistent whether the terms are used in singular or plural forms.

Definitions

In the context of this Privacy Policy:

- An 'Account' refers to a distinct profile made for You to access particular features or sections of our Service.

- An 'Affiliate' is an entity that either controls, is overseen by, or is in mutual control with another entity. Here, 'control' signifies holding more than half of the shares, equity, or other securities of an entity.

- Harris Elevated Insurance Solutions LLC (referred to as either "Harris Elevated Insurance Solutions LLC", "We", "Us" or "Our" in this Agreement) refers to Harris Elevated Insurance Solutions LLC.

- For the purpose of the GDPR, Harris Elevated Insurance Solutions LLC is the Data Controller.

- Consumer, for the purpose of the CCPA/CPRA, means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.

- Cookies are small files that are placed on Your computer, mobile device, or any other device by a website, containing the details of Your browsing history on that website among its many uses.

- Country refers to: Florida, United States.

- Data Controller, for the purposes of the GDPR (General Data Protection Regulation), refers to Harris Elevated Insurance Solutions LLC as the legal person which alone or jointly with others determines the purposes and means of the processing of Personal Data.

- Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.

- Do Not Track (DNT) is a concept that has been promoted by US regulatory authorities, in particular, the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.

- GDPR refers to EU General Data Protection Regulation.

- Personal Data is any information that relates to an identified or identifiable individual.

- For the purposes of GDPR, Personal Data means any information relating to You such as a name, an identification number, location data, online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity.

- For the purposes of the CCPA/CPRA, Personal Data means any information that identifies, relates to, describes, or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.

- Service refers to the Website.

- Service Provider means any natural or legal person who processes the data on behalf of Harris Elevated Insurance Solutions LLC. It refers to third-party companies or individuals employed by Harris Elevated Insurance Solutions LLC to facilitate the Service, to provide the Service on behalf of Harris Elevated Insurance Solutions LLC, to perform services related to the Service, or to assist Harris Elevated Insurance Solutions LLC in analyzing how the Service is used. For the purpose of the GDPR, Service Providers are considered Data Processors.

- Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

- Website refers to Harris Elevated Insurance Solutions LLC, accessible from [WEBSITE]

- You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

- Under GDPR, You can be referred to as the Data Subject or as the User as you are the individual using the Service.

Collecting and Using Your Individual Information

Types of Data Collected

Personal Data

While using Our Service, It's possible for us to ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

- Email address

- First name and last name

- Phone number

- Address

- State

- Province

- ZIP/Postal code

- City

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Whenever You access the Service by or through a mobile device, It's possible for us to collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

It's possible for us to also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

Our practice involves using Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies Our practice involves using may include:

Cookies or Browser Cookies: A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.

Web Beacons: Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Harris Elevated Insurance Solutions LLC, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. You can learn more about cookies on Terms Feed website article.

Our practice involves using both Session and Persistent Cookies for the purposes set out below:

Necessary / Essential Cookies

- Type: Session Cookies

- Administered by: Us

- Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

Cookies Policy / Notice Acceptance Cookies

- Type: Persistent Cookies

- Administered by: Us

- Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

Functionality Cookies

- Type: Persistent Cookies

- Administered by: Us

- Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Individual Information

Harris Elevated Insurance Solutions LLC may use Personal Data for the following purposes:

- To provide and maintain our Service, including to monitor the usage of our Service.

- To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.

- For the performance of a contract: the development, compliance, and undertaking of the purchase contract for the products, items, or services You have purchased or of any other contract with Us through the Service.

- To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products, or contracted services, including the security updates, when necessary or reasonable for their implementation.

- To provide You with news, special offers, and general information about other goods, services, and events which we offer that are similar to those that you have already purchased or inquired about unless You have opted not to receive such information.

- To manage Your requests: To attend and manage Your requests to Us.

- For business transfers: It's possible for us to use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.

- For other purposes: It's possible for us to use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and to evaluate and improve our Service, products, services, marketing, and your experience.

It's possible for us to share Your personal information in the following situations:

- With Service Providers: It's possible for

us to share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.

- For business transfers: It's possible for us to share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Harris Elevated Insurance Solutions LLC assets, financing, or acquisition of all or a portion of Our business to another company.

- With Affiliates: It's possible for us to share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners, or other companies that We control or that are under common control with Us.

- With business partners: It's possible for us to share Your information with Our business partners to offer You certain products, services, or promotions.

- With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.

- With Your consent: It's possible for us to disclose Your personal information for any other purpose with Your consent.

Retention of Your Individual Information

Harris Elevated Insurance Solutions LLC will retain Your Individual Information only for as long as is necessary for the purposes set out in this Privacy Policy. We shall retain and use Your Individual Information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Harris Elevated Insurance Solutions LLC will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Individual Information

Your information, including Personal Data, is processed at Harris Elevated Insurance Solutions LLC's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

Harris Elevated Insurance Solutions LLC will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Individual Information will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Individual Information

You possess the entitlement to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certain information about You from within the Service.

You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.

Please note, however, that It's possible for us to need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Individual Information

Business Transactions

If Harris Elevated Insurance Solutions LLC is involved in a merger, acquisition, or asset sale, Your Individual Information may be transferred. We shall provide notice before Your Individual Information is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, Harris Elevated Insurance Solutions LLC may be required to disclose Your Individual Information if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

Harris Elevated Insurance Solutions LLC may disclose Your Individual Information in the good faith belief that such action is necessary to:

- Comply with a legal obligation

- Protect and defend the rights or property of Harris Elevated Insurance Solutions LLC

- Prevent or investigate possible wrongdoing in connection with the Service

- Protect the personal safety of Users of the Service or the public

- Protect against legal liability

Security of Your Individual Information

The security of Your Individual Information is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Individual Information, We cannot guarantee its absolute security.

Detailed Information on the Processing of Your Individual Information

The Service Providers Our practice involves using may have access to Your Individual Information. These third-party vendors collect, store, use, process, and transfer information about Your activity on Our Service in accordance with their Privacy Policies.

Email Marketing

It's possible for us to use Your Individual Information to contact You with newsletters, marketing, or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.

It's possible for us to use Email Marketing Service Providers to manage and send emails to You.

Usage, Performance and Miscellaneous

It's possible for us to use third-party Service Providers to maintain and improve our Service.

Invisible reCAPTCHA

Our practice involves using an invisible captcha service named reCAPTCHA. reCAPTCHA is operated by Google.

The reCAPTCHA service may collect information from You and from Your Device for security purposes. The information gathered by reCAPTCHA is held in accordance with the Privacy Policy of Google.

GDPR Privacy

Legal Basis for Processing Personal Data under GDPR

It's possible for us to process Personal Data under the following conditions:

- Consent: You have given Your consent for processing Personal Data for one or more specific purposes.

- Performance of a contract: Provision of Personal Data is necessary for the performance of an agreement with You and/or for any pre-contractual obligations thereof.

- Legal obligations: Processing Personal Data is necessary for compliance with a legal obligation to which Harris Elevated Insurance Solutions LLC is subject.

- Vital interests: Processing Personal Data is necessary in order to protect Your vital interests or of another natural person.

- Public interests: Processing Personal Data is related to a task that is carried out in the public interest or in the exercise of official authority vested in Harris Elevated Insurance Solutions LLC.

- Legitimate interests: Processing Personal Data is necessary for the purposes of the legitimate interests pursued by Harris Elevated Insurance Solutions LLC.

In any case, Harris Elevated Insurance Solutions LLC will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.

Your Rights under the GDPR

Harris Elevated Insurance Solutions LLC undertakes to respect the confidentiality of Your Individual Information and to guarantee You can exercise Your rights.

You possess the entitlement under this Privacy Policy, and by law if You are within the EU, to:

- Request access to Your Individual Information. The right to access, update or delete the information We have on You. Whenever made possible, you can access, update or request deletion of Your Individual Information directly within Your account settings section. If you are unable to perform these actions yourself, please contact Us to assist You. This also enables You to receive a copy of the Personal Data We hold about You.

- Request correction of the Personal Data that We hold about You. You possess the entitlement to have any incomplete or inaccurate information We hold about You corrected.

- Object to processing of Your Individual Information. This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about Your particular situation, which makes You want to object to our processing of Your Individual Information on this ground. You also have the right to object where We are processing Your Individual Information for direct marketing purposes.

- Request erasure of Your Individual Information. You possess the entitlement to ask Us to delete or remove Personal Data when there is no good reason for Us to continue processing it.

- Request the transfer of Your Individual Information. We shall provide to You, or to a third-party You have chosen, Your Individual Information in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which You initially provided consent for Us to use or where Our practice involves using the information to perform a contract with You.

- Withdraw Your consent. You possess the entitlement to withdraw Your consent to using your Personal Data. If You withdraw Your consent, It's possible for us to not be able to provide You with access to certain specific functionalities of the Service.

Exercising of Your GDPR Data Protection Rights

You may exercise Your rights of access, rectification, cancellation, and opposition by contacting Us. Please note that we may ask You to verify Your identity before responding to such requests. If You make a request, We shall try our best to respond to You as soon as possible.

You possess the entitlement to complain to a Data Protection Authority about Our collection and use of Your Individual Information. For more information, if You are in the European Economic Area (EEA), please contact Your local data protection authority in the EEA.

CCPA/CPRA Privacy Notice (California Privacy Rights)

This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California.

Categories of Personal Information Collected

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. The following is a list of categories of personal information that we may collect or may have been collected from California residents within the last twelve (12) months.

Please note that the categories and examples provided in the list below are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact collected

by Us, but reflects our good faith belief to the best of Our knowledge that some of that information from the applicable category may be and may have been collected. For example, certain categories of personal information would only be collected if You provided such personal information directly to Us.

- Category A: Identifiers. Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver's license number, passport number, or other similar identifiers. Collected: Yes.

- Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. Collected: Yes.

- Category C: Protected classification characteristics under California or federal law. Examples: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). Collected: No.

- Category D: Commercial information. Examples: Records and history of products or services purchased or considered. Collected: No.

- Category E: Biometric information. Examples: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. Collected: No.

- Category F: Internet or other similar network activity. Examples: Interaction with our Service or advertisement. Collected: Yes.

- Category G: Geolocation data. Examples: Approximate physical location. Collected: No.

- Category H: Sensory data. Examples: Audio, electronic, visual, thermal, olfactory, or similar information. Collected: No.

- Category I: Professional or employment-related information. Examples: Current or past job history or performance evaluations. Collected: No.

- Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. Collected: No.

- Category K: Inferences drawn from other personal information. Examples: Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. Collected: No.

- Category L: Sensitive personal information. Examples: Account login and password information, geolocation data. Collected: Yes.

Under CCPA/CPRA, personal information does not include:

- Publicly available information from government records

- Deidentified or aggregated consumer information

- Information excluded from the CCPA/CPRA's scope, such as:

- Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data

- Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver's Privacy Protection Act of 1994

Sources of Personal Information

We obtain the categories of personal information listed above from the following categories of sources:

- Directly from You. For example, from the forms You complete on our Service, preferences You express, or provide through our Service.

- Indirectly from You. For example, from observing Your activity on our Service.

- Automatically from You. For example, through cookies We or our Service Providers set on Your Device as You navigate through our Service.

- From Service Providers. For example, or other third-party vendors that Our practice involves using to provide the Service to You.

Use of Personal Information

It's possible for us to use or disclose personal information We collect for "business purposes" or "commercial purposes" (as defined under the CCPA/CPRA), which may include the following examples:

- To operate our Service and provide You with Our Services.

- To provide You with support and to respond to Your inquiries, including to investigate and address Your concerns and monitor and improve our Services.

- To fulfill or meet the reason You provided the information. For example, if You share Your contact information to ask a question about our Service, We shall use that personal information to respond to Your inquiry.

- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulation.

- As described to You when collecting Your personal information or as otherwise set forth in the CCPA/CPRA.

- For internal administrative and auditing purposes.

- To detect security incidents and protect against malicious, deceptive, fraudulent, or illegal activity, including, when necessary, to prosecute those responsible for such activities.

- Other one-time uses.

Please note that the examples provided above are illustrative and not intended to be exhaustive. For more details on how we use this information, please refer to the "Use of Your Individual Information" section.

If We decide to collect additional categories of personal information or use the personal information We collected for materially different, unrelated, or incompatible purposes, We shall update this Privacy Policy.

Disclosure of Personal Information

It's possible for us to use or disclose and may have used or disclosed in the last twelve (12) months the following categories of personal information for business or commercial purposes:

- Category A: Identifiers

- Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))

- Category F: Internet or other similar network activity

Please note that the categories listed above are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact disclosed, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been disclosed.

When We disclose personal information for a business purpose or a commercial purpose, We enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

Share of Personal Information

It's possible for us to share, and have shared in the last twelve (12) months, Your personal information identified in the above categories with the following categories of third parties:

- Service Providers

- Our affiliates

- Our business partners

- Third-party vendors to whom You or Your agents authorize Us to disclose Your personal information in connection with products or services We provide to You

Sale of Personal Information

As defined in the CCPA/CPRA, "sell" and "sale" mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer's personal information by the Business to a third party for valuable consideration. This means that It's possible for us to have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.

We do not sell personal information as the term sell is commonly understood. We do allow Service Providers to use Your personal information for the business purposes described in Our Privacy Policy, and these may be deemed a sale under CCPA/CPRA.

It's possible for us to sell and may have sold in the last twelve (12) months the following categories of personal information:

- Category A: Identifiers

- Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))

- Category F: Internet or other similar network activity

Please note that the categories listed above are those defined in the CCPA/CPRA. This does not mean that all examples of that category of personal information were in fact sold, but reflects our good faith belief to the best of Our knowledge that some of that information from the applicable category may be and may have been shared for value in return.

Sale of Personal Information of Minors Under 16 Years of Age

We do not knowingly collect personal information from minors under the age of 16 through our Service, although certain third-party websites that we link to may do so. These third-party websites have their own terms of use and privacy policies and We encourage parents and legal guardians to monitor their children's Internet usage and instruct their children to never provide information on other websites without their permission.

We do not sell the personal information of Consumers We actually know are less than 16 years of age, unless We receive affirmative authorization (the "right to opt-in") from either the Consumer who is between 13 and 16 years of age, or the parent or guardian of a Consumer less than 13 years of age. Consumers who opt-in to the sale of personal information may opt-out of future sales at any time. To exercise the right to opt-out, You (or Your authorized representative) may submit a request to Us by contacting Us.

If You have reason to believe that a child under the age of 13 (or 16) has provided Us with personal information, please contact Us with sufficient detail to enable Us to delete